Call reports 2001
KLEIN BANK — 2001
What KLEIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 469,462,000 | 473,884,000 | 483,413,000 | 494,862,000 |
| Total loans | 176,560,000 | 176,985,000 | 176,331,000 | 170,269,000 |
| Allowance for loan losses | 1,339,000 | 1,386,000 | 1,429,000 | 1,463,000 |
| Securities available for sale | 33,704,000 | 43,873,000 | 32,046,000 | 32,717,000 |
| Securities held to maturity | 188,648,000 | 215,722,000 | 234,485,000 | 248,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,805,000 | 437,388,000 | 443,959,000 | 456,759,000 |
| Interest-bearing deposits | 298,247,000 | 303,209,000 | 306,001,000 | 303,267,000 |
| Noninterest-bearing deposits | 136,558,000 | 134,179,000 | 137,958,000 | 153,492,000 |
| Equity capital | 31,471,000 | 32,930,000 | 35,150,000 | 35,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,994,000 | 16,075,000 | 24,166,000 | 32,007,000 |
| Interest expense | 2,986,000 | 5,586,000 | 7,659,000 | 9,148,000 |
| Net interest income | 5,008,000 | 10,489,000 | 16,507,000 | 22,859,000 |
| Noninterest income | 1,537,000 | 3,147,000 | 4,773,000 | 6,474,000 |
| Noninterest expense | 4,666,000 | 9,565,000 | 14,421,000 | 18,977,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,819,000 | 3,951,000 | 7,026,000 | 10,463,000 |
| Income tax | 621,000 | 1,361,000 | 2,413,000 | 3,589,000 |
| Net income | 1,198,000 | 2,590,000 | 4,613,000 | 6,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,744,000 | 32,136,000 | 34,159,000 | 34,375,000 |
| Total capital | 32,083,000 | 33,522,000 | 35,590,000 | 35,840,000 |
| Risk-weighted assets | 188,998,000 | 185,481,000 | 184,209,000 | 177,850,000 |