Call reports 2007
FRANCES SLOCUM BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What FRANCES SLOCUM BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 213,071,000 |
| Total loans | 171,303,000 |
| Allowance for loan losses | 2,022,000 |
| Securities available for sale | 14,083,000 |
| Securities held to maturity | 63,000 |
| Trading assets | 0 |
| Total deposits | 153,276,000 |
| Interest-bearing deposits | 131,071,000 |
| Noninterest-bearing deposits | 22,205,000 |
| Equity capital | 27,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 3,282,000 |
| Interest expense | 1,510,000 |
| Net interest income | 1,772,000 |
| Noninterest income | 342,000 |
| Noninterest expense | 1,379,000 |
| Provision for loan losses | 45,000 |
| Pretax income | 690,000 |
| Income tax | 237,000 |
| Net income | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 17,236,000 |
| Total capital | 19,258,000 |
| Risk-weighted assets | 170,130,000 |