Call reports 2001
FRANCES SLOCUM BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What FRANCES SLOCUM BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 166,405,000 | 167,940,000 | 179,786,000 | 186,939,000 |
| Total loans | 132,011,000 | 134,787,000 | 139,733,000 | 139,414,000 |
| Allowance for loan losses | 1,520,000 | 2,085,000 | 2,203,000 | 2,253,000 |
| Securities available for sale | 10,848,000 | 6,594,000 | 6,346,000 | 5,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,966,000 | 148,902,000 | 152,411,000 | 159,143,000 |
| Interest-bearing deposits | 125,026,000 | 127,276,000 | 130,954,000 | 135,550,000 |
| Noninterest-bearing deposits | 20,940,000 | 21,626,000 | 21,457,000 | 23,593,000 |
| Equity capital | 18,688,000 | 17,933,000 | 23,987,000 | 24,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,436,000 | 6,803,000 | 3,119,000 | 6,028,000 |
| Interest expense | 1,590,000 | 3,196,000 | 1,213,000 | 2,320,000 |
| Net interest income | 1,846,000 | 3,607,000 | 1,906,000 | 3,708,000 |
| Noninterest income | 195,000 | 443,000 | 261,000 | 562,000 |
| Noninterest expense | 1,179,000 | 3,307,000 | 1,265,000 | 2,602,000 |
| Provision for loan losses | 105,000 | 860,000 | 105,000 | 210,000 |
| Pretax income | 757,000 | -147,000 | 797,000 | 1,458,000 |
| Income tax | 278,000 | -90,000 | 292,000 | 544,000 |
| Net income | 479,000 | -57,000 | 505,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,632,000 | 17,869,000 | 11,427,000 | 12,007,000 |
| Total capital | 20,152,000 | 19,461,000 | 13,064,000 | 13,685,000 |
| Risk-weighted assets | 122,380,000 | 126,867,000 | 130,363,000 | 133,755,000 |