Call reports 2010
SECURITY STATE BANK, NATIONAL ASSOCIATION — 2010
What SECURITY STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,439,000 | 43,343,000 | 41,816,000 | 42,263,000 |
| Total loans | 20,682,000 | 20,398,000 | 19,981,000 | 19,880,000 |
| Allowance for loan losses | 222,000 | 233,000 | 240,000 | 265,000 |
| Securities available for sale | 15,014,000 | 13,369,000 | 12,729,000 | 11,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,234,000 | 33,077,000 | 31,366,000 | 33,103,000 |
| Interest-bearing deposits | 29,809,000 | 26,349,000 | 24,570,000 | 25,926,000 |
| Noninterest-bearing deposits | 6,426,000 | 6,729,000 | 6,796,000 | 7,177,000 |
| Equity capital | 8,408,000 | 8,475,000 | 8,482,000 | 8,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,021,000 | 1,520,000 | 2,002,000 |
| Interest expense | 103,000 | 185,000 | 257,000 | 326,000 |
| Net interest income | 409,000 | 836,000 | 1,263,000 | 1,676,000 |
| Noninterest income | 116,000 | 265,000 | 449,000 | 545,000 |
| Noninterest expense | 455,000 | 915,000 | 1,403,000 | 1,798,000 |
| Provision for loan losses | 10,000 | 18,000 | 159,000 | 177,000 |
| Pretax income | 60,000 | 168,000 | 167,000 | 282,000 |
| Income tax | -22,000 | -21,000 | -19,000 | -18,000 |
| Net income | 82,000 | 189,000 | 186,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,267,000 | 6,275,000 | 6,272,000 | 6,286,000 |
| Total capital | 6,489,000 | 6,508,000 | 6,512,000 | 6,551,000 |
| Risk-weighted assets | 27,819,000 | 27,700,000 | 25,921,000 | 26,552,000 |