Call reports 2009
SECURITY STATE BANK, NATIONAL ASSOCIATION — 2009
What SECURITY STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,090,000 | 50,597,000 | 46,328,000 | 46,897,000 |
| Total loans | 20,517,000 | 20,488,000 | 20,269,000 | 20,385,000 |
| Allowance for loan losses | 236,000 | 224,000 | 223,000 | 222,000 |
| Securities available for sale | 21,978,000 | 20,303,000 | 16,638,000 | 15,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,739,000 | 41,293,000 | 36,965,000 | 37,676,000 |
| Interest-bearing deposits | 35,410,000 | 34,276,000 | 30,110,000 | 30,623,000 |
| Noninterest-bearing deposits | 7,328,000 | 7,017,000 | 6,855,000 | 7,052,000 |
| Equity capital | 8,405,000 | 8,411,000 | 8,473,000 | 8,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,211,000 | 1,763,000 | 2,273,000 |
| Interest expense | 191,000 | 366,000 | 511,000 | 625,000 |
| Net interest income | 432,000 | 845,000 | 1,252,000 | 1,648,000 |
| Noninterest income | 120,000 | 241,000 | 380,000 | 499,000 |
| Noninterest expense | 413,000 | 820,000 | 1,259,000 | 1,698,000 |
| Provision for loan losses | 15,000 | 34,000 | 84,000 | 84,000 |
| Pretax income | 124,000 | 232,000 | 289,000 | 365,000 |
| Income tax | 42,000 | 81,000 | 99,000 | 124,000 |
| Net income | 82,000 | 151,000 | 190,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,151,000 | 6,219,000 | 6,260,000 | 6,186,000 |
| Total capital | 6,387,000 | 6,443,000 | 6,484,000 | 6,408,000 |
| Risk-weighted assets | 27,302,000 | 28,705,000 | 26,841,000 | 27,017,000 |