Call reports 2006
SECURITY STATE BANK, NATIONAL ASSOCIATION — 2006
What SECURITY STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,622,000 | 41,393,000 | 41,037,000 | 46,340,000 |
| Total loans | 22,424,000 | 22,869,000 | 23,354,000 | 23,211,000 |
| Allowance for loan losses | 249,000 | 243,000 | 239,000 | 234,000 |
| Securities available for sale | 10,966,000 | 10,889,000 | 10,219,000 | 12,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,157,000 | 33,059,000 | 32,528,000 | 37,953,000 |
| Interest-bearing deposits | 27,069,000 | 26,410,000 | 25,678,000 | 30,749,000 |
| Noninterest-bearing deposits | 7,088,000 | 6,649,000 | 6,850,000 | 7,204,000 |
| Equity capital | 7,509,000 | 7,499,000 | 7,673,000 | 7,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,288,000 | 1,951,000 | 2,648,000 |
| Interest expense | 174,000 | 354,000 | 548,000 | 786,000 |
| Net interest income | 459,000 | 934,000 | 1,403,000 | 1,862,000 |
| Noninterest income | 182,000 | 353,000 | 506,000 | 653,000 |
| Noninterest expense | 360,000 | 741,000 | 1,152,000 | 1,514,000 |
| Provision for loan losses | 46,000 | 61,000 | 104,000 | 290,000 |
| Pretax income | 247,000 | 497,000 | 665,000 | 723,000 |
| Income tax | 84,000 | 169,000 | 226,000 | 246,000 |
| Net income | 163,000 | 328,000 | 439,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,692,000 | 4,707,000 | 4,817,000 | 4,705,000 |
| Total capital | 4,941,000 | 4,950,000 | 5,056,000 | 4,939,000 |
| Risk-weighted assets | 23,446,000 | 23,736,000 | 24,413,000 | 25,909,000 |