Call reports 2005
SECURITY STATE BANK, NATIONAL ASSOCIATION — 2005
What SECURITY STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,013,000 | 40,486,000 | 43,767,000 | 42,074,000 |
| Total loans | 20,220,000 | 20,977,000 | 21,339,000 | 21,888,000 |
| Allowance for loan losses | 309,000 | 290,000 | 224,000 | 239,000 |
| Securities available for sale | 10,953,000 | 11,048,000 | 12,424,000 | 10,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,930,000 | 32,304,000 | 35,499,000 | 34,017,000 |
| Interest-bearing deposits | 27,190,000 | 26,107,000 | 29,020,000 | 26,643,000 |
| Noninterest-bearing deposits | 5,740,000 | 6,198,000 | 6,479,000 | 7,374,000 |
| Equity capital | 7,259,000 | 7,417,000 | 7,526,000 | 7,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,083,000 | 1,668,000 | 2,289,000 |
| Interest expense | 124,000 | 257,000 | 406,000 | 569,000 |
| Net interest income | 408,000 | 826,000 | 1,262,000 | 1,720,000 |
| Noninterest income | 166,000 | 363,000 | 530,000 | 702,000 |
| Noninterest expense | 376,000 | 770,000 | 1,157,000 | 1,558,000 |
| Provision for loan losses | 21,000 | 36,000 | 46,000 | 83,000 |
| Pretax income | 177,000 | 383,000 | 589,000 | 781,000 |
| Income tax | 60,000 | 130,000 | 203,000 | 265,000 |
| Net income | 117,000 | 253,000 | 386,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,379,000 | 4,515,000 | 4,649,000 | 4,528,000 |
| Total capital | 4,649,000 | 4,787,000 | 4,873,000 | 4,767,000 |
| Risk-weighted assets | 21,566,000 | 21,770,000 | 22,976,000 | 23,177,000 |