Call reports 2003
SECURITY STATE BANK, NATIONAL ASSOCIATION — 2003
What SECURITY STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,721,000 | 50,071,000 | 43,007,000 | 42,261,000 |
| Total loans | 22,960,000 | 22,159,000 | 21,646,000 | 21,060,000 |
| Allowance for loan losses | 409,000 | 400,000 | 409,000 | 436,000 |
| Securities available for sale | 12,744,000 | 13,948,000 | 12,976,000 | 13,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,479,000 | 41,751,000 | 34,901,000 | 34,244,000 |
| Interest-bearing deposits | 36,131,000 | 35,886,000 | 29,691,000 | 28,871,000 |
| Noninterest-bearing deposits | 6,347,000 | 5,865,000 | 5,210,000 | 5,373,000 |
| Equity capital | 7,354,000 | 7,368,000 | 7,199,000 | 7,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,500,000 | 2,177,000 | 2,788,000 |
| Interest expense | 251,000 | 486,000 | 687,000 | 843,000 |
| Net interest income | 518,000 | 1,014,000 | 1,490,000 | 1,945,000 |
| Noninterest income | 138,000 | 303,000 | 478,000 | 624,000 |
| Noninterest expense | 519,000 | 1,062,000 | 1,559,000 | 1,975,000 |
| Provision for loan losses | 150,000 | 337,000 | 523,000 | 627,000 |
| Pretax income | -13,000 | -82,000 | -114,000 | -33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -82,000 | -114,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,132,000 | 4,061,000 | 4,030,000 | 4,112,000 |
| Total capital | 4,445,000 | 4,357,000 | 4,305,000 | 4,381,000 |
| Risk-weighted assets | 24,961,000 | 23,572,000 | 22,069,000 | 21,336,000 |