Call reports 2004
NATIONAL BANK OF MADISONVILLE, THE — 2004
What NATIONAL BANK OF MADISONVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 37,731,000 | 39,582,000 | 38,321,000 |
| Total loans | 18,587,000 | 19,042,000 | 19,061,000 |
| Allowance for loan losses | 286,000 | 278,000 | 263,000 |
| Securities available for sale | 8,734,000 | 9,718,000 | 9,904,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 32,672,000 | 34,604,000 | 33,135,000 |
| Interest-bearing deposits | 25,303,000 | 24,857,000 | 24,869,000 |
| Noninterest-bearing deposits | 7,369,000 | 9,747,000 | 8,266,000 |
| Equity capital | 4,551,000 | 4,485,000 | 4,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 474,000 | 908,000 | 1,373,000 |
| Interest expense | 118,000 | 237,000 | 352,000 |
| Net interest income | 356,000 | 671,000 | 1,021,000 |
| Noninterest income | 145,000 | 301,000 | 546,000 |
| Noninterest expense | 463,000 | 908,000 | 1,368,000 |
| Provision for loan losses | 0 | 15,000 | 31,000 |
| Pretax income | 38,000 | 49,000 | 168,000 |
| Income tax | 11,000 | 9,000 | 66,000 |
| Net income | 27,000 | 40,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 4,509,000 | 4,522,000 | 4,585,000 |
| Total capital | 4,794,000 | 4,800,000 | 4,848,000 |
| Risk-weighted assets | 22,765,000 | 23,620,000 | 23,436,000 |