Call reports 2003
NATIONAL BANK OF MADISONVILLE, THE — 2003
What NATIONAL BANK OF MADISONVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,780,000 | 38,532,000 | 39,125,000 | 38,271,000 |
| Total loans | 19,539,000 | 18,549,000 | 18,518,000 | 18,737,000 |
| Allowance for loan losses | 347,000 | 294,000 | 301,000 | 279,000 |
| Securities available for sale | 6,933,000 | 8,212,000 | 6,314,000 | 9,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,948,000 | 33,637,000 | 34,210,000 | 33,246,000 |
| Interest-bearing deposits | 25,934,000 | 25,556,000 | 26,361,000 | 24,974,000 |
| Noninterest-bearing deposits | 8,014,000 | 8,081,000 | 7,849,000 | 8,272,000 |
| Equity capital | 4,414,000 | 4,436,000 | 4,437,000 | 4,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,006,000 | 1,469,000 | 1,923,000 |
| Interest expense | 152,000 | 290,000 | 423,000 | 550,000 |
| Net interest income | 359,000 | 716,000 | 1,046,000 | 1,373,000 |
| Noninterest income | 127,000 | 262,000 | 421,000 | 595,000 |
| Noninterest expense | 464,000 | 893,000 | 1,298,000 | 1,764,000 |
| Provision for loan losses | 15,000 | 45,000 | 60,000 | 0 |
| Pretax income | 7,000 | 40,000 | 109,000 | 204,000 |
| Income tax | 0 | 16,000 | 41,000 | 52,000 |
| Net income | 7,000 | 24,000 | 68,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,338,000 | 4,355,000 | 4,399,000 | 4,482,000 |
| Total capital | 4,634,000 | 4,634,000 | 4,678,000 | 4,761,000 |
| Risk-weighted assets | 23,632,000 | 22,306,000 | 22,277,000 | 22,956,000 |