Call reports 2002
NATIONAL BANK OF MADISONVILLE, THE — 2002
What NATIONAL BANK OF MADISONVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,519,000 | 39,192,000 | 41,192,000 | 39,124,000 |
| Total loans | 21,909,000 | 21,293,000 | 20,730,000 | 20,105,000 |
| Allowance for loan losses | 436,000 | 309,000 | 347,000 | 360,000 |
| Securities available for sale | 8,620,000 | 8,029,000 | 7,216,000 | 6,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,841,000 | 34,386,000 | 36,288,000 | 34,234,000 |
| Interest-bearing deposits | 28,334,000 | 27,606,000 | 26,510,000 | 26,609,000 |
| Noninterest-bearing deposits | 8,507,000 | 6,780,000 | 9,778,000 | 7,625,000 |
| Equity capital | 4,302,000 | 4,361,000 | 4,391,000 | 4,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,269,000 | 1,886,000 | 2,458,000 |
| Interest expense | 238,000 | 453,000 | 652,000 | 841,000 |
| Net interest income | 411,000 | 816,000 | 1,234,000 | 1,617,000 |
| Noninterest income | 124,000 | 431,000 | 565,000 | 696,000 |
| Noninterest expense | 465,000 | 914,000 | 1,376,000 | 1,826,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 70,000 | 333,000 | 403,000 | 447,000 |
| Income tax | 45,000 | 109,000 | 154,000 | 161,000 |
| Net income | 25,000 | 224,000 | 249,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,247,000 | 4,269,000 | 4,294,000 | 4,331,000 |
| Total capital | 4,548,000 | 4,557,000 | 4,588,000 | 4,628,000 |
| Risk-weighted assets | 23,972,000 | 23,037,000 | 23,435,000 | 23,582,000 |