Call reports 2025
GRANT COUNTY STATE BANK — 2025
What GRANT COUNTY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 369,548,000 | 375,233,000 | 384,891,000 | 388,565,000 |
| Total loans | 292,797,000 | 314,197,000 | 319,739,000 | 311,931,000 |
| Allowance for loan losses | 5,042,000 | 5,064,000 | 5,126,000 | 6,041,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,967,000 | 292,443,000 | 303,523,000 | 308,679,000 |
| Interest-bearing deposits | 247,772,000 | 257,755,000 | 265,894,000 | 267,326,000 |
| Noninterest-bearing deposits | 37,195,000 | 34,688,000 | 37,629,000 | 41,353,000 |
| Equity capital | 48,531,000 | 46,674,000 | 45,038,000 | 43,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,197,000 | 12,894,000 | 19,797,000 | 26,871,000 |
| Interest expense | 2,535,000 | 5,297,000 | 8,222,000 | 11,272,000 |
| Net interest income | 3,662,000 | 7,597,000 | 11,575,000 | 15,599,000 |
| Noninterest income | 120,000 | 275,000 | 411,000 | 541,000 |
| Noninterest expense | 888,000 | 1,798,000 | 2,667,000 | 3,535,000 |
| Provision for loan losses | 128,000 | 250,000 | 431,000 | 1,404,000 |
| Pretax income | 2,766,000 | 5,824,000 | 8,888,000 | 11,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,766,000 | 5,824,000 | 8,888,000 | 11,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,531,000 | 46,674,000 | 45,038,000 | 43,887,000 |
| Total capital | 51,495,000 | 49,822,000 | 48,296,000 | 47,040,000 |
| Risk-weighted assets | 235,070,000 | 249,924,000 | 258,764,000 | 249,332,000 |