Call reports 2024
GRANT COUNTY STATE BANK — 2024
What GRANT COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 329,598,000 | 332,853,000 | 354,031,000 | 357,024,000 |
| Total loans | 255,810,000 | 268,896,000 | 285,299,000 | 286,838,000 |
| Allowance for loan losses | 4,833,000 | 4,883,000 | 4,899,000 | 4,983,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,239,000 | 254,019,000 | 272,184,000 | 275,382,000 |
| Interest-bearing deposits | 210,144,000 | 214,818,000 | 235,658,000 | 236,322,000 |
| Noninterest-bearing deposits | 41,095,000 | 39,201,000 | 36,526,000 | 39,060,000 |
| Equity capital | 42,475,000 | 42,888,000 | 45,670,000 | 45,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,740,000 | 11,418,000 | 17,382,000 | 23,720,000 |
| Interest expense | 2,091,000 | 4,248,000 | 6,616,000 | 9,133,000 |
| Net interest income | 3,649,000 | 7,170,000 | 10,766,000 | 14,587,000 |
| Noninterest income | 124,000 | 249,000 | 380,000 | 542,000 |
| Noninterest expense | 819,000 | 1,609,000 | 2,431,000 | 3,292,000 |
| Provision for loan losses | 131,000 | 257,000 | 380,000 | 507,000 |
| Pretax income | 2,823,000 | 5,553,000 | 8,335,000 | 11,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,823,000 | 5,553,000 | 8,335,000 | 11,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,474,000 | 42,888,000 | 45,670,000 | 45,764,000 |
| Total capital | 45,182,000 | 45,743,000 | 48,547,000 | 48,659,000 |
| Risk-weighted assets | 214,499,000 | 226,399,000 | 228,184,000 | 229,529,000 |