Call reports 2023
GRANT COUNTY STATE BANK — 2023
What GRANT COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 276,417,000 | 287,583,000 | 302,278,000 | 327,783,000 |
| Total loans | 218,098,000 | 232,852,000 | 240,806,000 | 252,528,000 |
| Allowance for loan losses | 4,641,000 | 4,722,000 | 4,820,000 | 4,827,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,634,000 | 210,302,000 | 222,223,000 | 247,438,000 |
| Interest-bearing deposits | 157,267,000 | 169,366,000 | 183,265,000 | 208,322,000 |
| Noninterest-bearing deposits | 42,367,000 | 40,936,000 | 38,958,000 | 39,116,000 |
| Equity capital | 36,273,000 | 36,666,000 | 39,231,000 | 39,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,997,000 | 8,431,000 | 13,111,000 | 18,130,000 |
| Interest expense | 933,000 | 2,102,000 | 3,489,000 | 5,264,000 |
| Net interest income | 3,064,000 | 6,329,000 | 9,622,000 | 12,866,000 |
| Noninterest income | 173,000 | 313,000 | 456,000 | 619,000 |
| Noninterest expense | 744,000 | 1,515,000 | 2,265,000 | 3,002,000 |
| Provision for loan losses | 120,000 | 239,000 | 359,000 | 483,000 |
| Pretax income | 2,373,000 | 4,888,000 | 7,454,000 | 10,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,373,000 | 4,888,000 | 7,454,000 | 10,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,232,000 | 36,638,000 | 39,217,000 | 39,651,000 |
| Total capital | 38,571,000 | 39,148,000 | 41,774,000 | 42,366,000 |
| Risk-weighted assets | 184,842,000 | 198,583,000 | 202,277,000 | 215,072,000 |