Call reports 2022
GRANT COUNTY STATE BANK — 2022
What GRANT COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 274,655,000 | 286,278,000 | 272,118,000 | 265,066,000 |
| Total loans | 195,023,000 | 198,942,000 | 211,683,000 | 217,799,000 |
| Allowance for loan losses | 4,224,000 | 4,356,000 | 4,439,000 | 4,529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,652,000 | 214,698,000 | 198,392,000 | 190,869,000 |
| Interest-bearing deposits | 160,729,000 | 158,812,000 | 144,489,000 | 147,352,000 |
| Noninterest-bearing deposits | 52,923,000 | 55,886,000 | 53,903,000 | 43,517,000 |
| Equity capital | 30,620,000 | 31,097,000 | 33,163,000 | 33,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,887,000 | 6,195,000 | 9,648,000 | 13,458,000 |
| Interest expense | 607,000 | 1,240,000 | 1,891,000 | 2,576,000 |
| Net interest income | 2,280,000 | 4,955,000 | 7,757,000 | 10,882,000 |
| Noninterest income | 116,000 | 225,000 | 339,000 | 501,000 |
| Noninterest expense | 671,000 | 1,360,000 | 2,090,000 | 2,831,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,605,000 | 3,580,000 | 5,646,000 | 8,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,605,000 | 3,580,000 | 5,646,000 | 8,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,524,000 | 31,015,000 | 33,094,000 | 33,845,000 |
| Total capital | 32,633,000 | 33,176,000 | 35,384,000 | 36,194,000 |
| Risk-weighted assets | 166,572,000 | 170,738,000 | 181,053,000 | 185,713,000 |