Call reports 2021
GRANT COUNTY STATE BANK — 2021
What GRANT COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 226,618,000 | 233,926,000 | 244,637,000 | 274,551,000 |
| Total loans | 174,721,000 | 180,577,000 | 185,593,000 | 188,732,000 |
| Allowance for loan losses | 3,889,000 | 3,972,000 | 4,010,000 | 4,096,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,641,000 | 175,412,000 | 184,470,000 | 214,448,000 |
| Interest-bearing deposits | 138,447,000 | 143,166,000 | 141,855,000 | 158,216,000 |
| Noninterest-bearing deposits | 30,194,000 | 32,246,000 | 42,615,000 | 56,232,000 |
| Equity capital | 27,620,000 | 28,076,000 | 29,629,000 | 29,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,724,000 | 5,477,000 | 8,335,000 | 11,154,000 |
| Interest expense | 664,000 | 1,320,000 | 1,976,000 | 2,606,000 |
| Net interest income | 2,060,000 | 4,157,000 | 6,359,000 | 8,548,000 |
| Noninterest income | 87,000 | 182,000 | 318,000 | 472,000 |
| Noninterest expense | 591,000 | 1,184,000 | 1,848,000 | 2,564,000 |
| Provision for loan losses | 122,000 | 243,000 | 363,000 | 483,000 |
| Pretax income | 1,434,000 | 2,912,000 | 4,466,000 | 5,973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,434,000 | 2,912,000 | 4,466,000 | 5,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,469,000 | 27,939,000 | 29,505,000 | 29,706,000 |
| Total capital | 29,315,000 | 29,860,000 | 31,489,000 | 31,737,000 |
| Risk-weighted assets | 145,640,000 | 151,655,000 | 156,676,000 | 160,463,000 |