Call reports 2020
GRANT COUNTY STATE BANK — 2020
What GRANT COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 201,509,000 | 210,767,000 | 216,329,000 | 224,296,000 |
| Total loans | 166,344,000 | 176,348,000 | 177,539,000 | 173,628,000 |
| Allowance for loan losses | 3,633,000 | 3,637,000 | 3,638,000 | 3,763,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,853,000 | 155,727,000 | 159,914,000 | 167,803,000 |
| Interest-bearing deposits | 126,376,000 | 128,768,000 | 134,338,000 | 138,394,000 |
| Noninterest-bearing deposits | 20,477,000 | 26,959,000 | 25,576,000 | 29,409,000 |
| Equity capital | 24,288,000 | 24,591,000 | 25,866,000 | 26,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,246,000 | 7,946,000 | 10,613,000 |
| Interest expense | 677,000 | 1,363,000 | 2,063,000 | 2,761,000 |
| Net interest income | 1,974,000 | 3,883,000 | 5,883,000 | 7,852,000 |
| Noninterest income | 124,000 | 237,000 | 331,000 | 431,000 |
| Noninterest expense | 675,000 | 1,286,000 | 1,936,000 | 2,555,000 |
| Provision for loan losses | 123,000 | 246,000 | 369,000 | 492,000 |
| Pretax income | 1,300,000 | 2,588,000 | 3,909,000 | 5,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,300,000 | 2,588,000 | 3,909,000 | 5,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,082,000 | 24,398,000 | 25,687,000 | 26,021,000 |
| Total capital | 25,822,000 | 26,226,000 | 27,532,000 | 27,849,000 |
| Risk-weighted assets | 137,311,000 | 144,380,000 | 145,781,000 | 144,293,000 |