Call reports 2019
GRANT COUNTY STATE BANK — 2019
What GRANT COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,667,000 | 189,398,000 | 193,862,000 | 196,412,000 |
| Total loans | 155,178,000 | 159,982,000 | 161,190,000 | 161,009,000 |
| Allowance for loan losses | 3,083,000 | 3,298,000 | 3,416,000 | 3,605,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,995,000 | 142,286,000 | 145,465,000 | 148,067,000 |
| Interest-bearing deposits | 117,572,000 | 121,863,000 | 123,642,000 | 124,839,000 |
| Noninterest-bearing deposits | 19,423,000 | 20,423,000 | 21,823,000 | 23,228,000 |
| Equity capital | 21,329,000 | 21,670,000 | 22,858,000 | 23,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,977,000 | 7,629,000 | 10,360,000 |
| Interest expense | 531,000 | 1,132,000 | 1,789,000 | 2,458,000 |
| Net interest income | 1,846,000 | 3,845,000 | 5,840,000 | 7,902,000 |
| Noninterest income | 103,000 | 200,000 | 311,000 | 427,000 |
| Noninterest expense | 637,000 | 1,283,000 | 1,887,000 | 2,504,000 |
| Provision for loan losses | 243,000 | 486,000 | 729,000 | 972,000 |
| Pretax income | 1,069,000 | 2,276,000 | 3,535,000 | 4,853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,069,000 | 2,276,000 | 3,535,000 | 4,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,068,000 | 21,423,000 | 22,624,000 | 22,841,000 |
| Total capital | 22,687,000 | 23,091,000 | 24,301,000 | 24,511,000 |
| Risk-weighted assets | 128,109,000 | 131,800,000 | 132,427,000 | 131,662,000 |