Call reports 2018
GRANT COUNTY STATE BANK — 2018
What GRANT COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,070,000 | 179,077,000 | 177,744,000 | 177,183,000 |
| Total loans | 151,791,000 | 154,346,000 | 156,703,000 | 154,112,000 |
| Allowance for loan losses | 2,770,000 | 2,990,000 | 3,168,000 | 3,349,000 |
| Securities available for sale | 1,366,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,012,000 | 139,747,000 | 137,255,000 | 136,669,000 |
| Interest-bearing deposits | 116,461,000 | 118,518,000 | 116,904,000 | 114,700,000 |
| Noninterest-bearing deposits | 20,551,000 | 21,229,000 | 20,351,000 | 21,969,000 |
| Equity capital | 18,751,000 | 18,922,000 | 19,997,000 | 20,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,523,000 | 6,902,000 | 9,384,000 |
| Interest expense | 439,000 | 950,000 | 1,479,000 | 2,014,000 |
| Net interest income | 1,777,000 | 3,573,000 | 5,423,000 | 7,370,000 |
| Noninterest income | 93,000 | 191,000 | 299,000 | 403,000 |
| Noninterest expense | 588,000 | 1,195,000 | 1,836,000 | 2,463,000 |
| Provision for loan losses | 241,000 | 483,000 | 725,000 | 966,000 |
| Pretax income | 1,050,000 | 2,123,000 | 3,198,000 | 4,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,050,000 | 2,123,000 | 3,198,000 | 4,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,388,000 | 18,619,000 | 19,708,000 | 19,985,000 |
| Total capital | 19,985,000 | 20,235,000 | 21,330,000 | 21,570,000 |
| Risk-weighted assets | 126,591,000 | 127,925,000 | 128,249,000 | 125,071,000 |