Call reports 2017
GRANT COUNTY STATE BANK — 2017
What GRANT COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,419,000 | 161,613,000 | 164,117,000 | 169,617,000 |
| Total loans | 132,428,000 | 136,701,000 | 144,024,000 | 147,378,000 |
| Allowance for loan losses | 2,003,000 | 2,132,000 | 2,406,000 | 2,590,000 |
| Securities available for sale | 3,876,000 | 3,854,000 | 3,795,000 | 3,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,663,000 | 129,492,000 | 131,046,000 | 136,652,000 |
| Interest-bearing deposits | 106,418,000 | 107,979,000 | 110,828,000 | 111,071,000 |
| Noninterest-bearing deposits | 21,245,000 | 21,513,000 | 20,218,000 | 25,581,000 |
| Equity capital | 16,481,000 | 16,770,000 | 17,621,000 | 17,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,785,000 | 5,787,000 | 7,932,000 |
| Interest expense | 360,000 | 749,000 | 1,151,000 | 1,569,000 |
| Net interest income | 1,499,000 | 3,036,000 | 4,636,000 | 6,363,000 |
| Noninterest income | 96,000 | 192,000 | 296,000 | 414,000 |
| Noninterest expense | 605,000 | 1,183,000 | 1,773,000 | 2,359,000 |
| Provision for loan losses | 121,000 | 243,000 | 485,000 | 726,000 |
| Pretax income | 869,000 | 1,802,000 | 2,674,000 | 3,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 869,000 | 1,802,000 | 2,674,000 | 3,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,050,000 | 16,322,000 | 17,206,000 | 17,385,000 |
| Total capital | 17,439,000 | 17,748,000 | 18,715,000 | 18,943,000 |
| Risk-weighted assets | 110,548,000 | 113,348,000 | 119,819,000 | 123,604,000 |