Call reports 2016
GRANT COUNTY STATE BANK — 2016
What GRANT COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,496,000 | 141,136,000 | 141,913,000 | 149,847,000 |
| Total loans | 116,441,000 | 121,486,000 | 126,921,000 | 128,738,000 |
| Allowance for loan losses | 1,717,000 | 1,816,000 | 1,928,000 | 1,898,000 |
| Securities available for sale | 6,970,000 | 6,648,000 | 4,068,000 | 3,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,660,000 | 116,044,000 | 115,984,000 | 124,046,000 |
| Interest-bearing deposits | 101,350,000 | 97,205,000 | 98,093,000 | 104,419,000 |
| Noninterest-bearing deposits | 17,310,000 | 18,839,000 | 17,891,000 | 19,627,000 |
| Equity capital | 14,519,000 | 14,743,000 | 15,494,000 | 15,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,298,000 | 5,040,000 | 6,840,000 |
| Interest expense | 300,000 | 617,000 | 936,000 | 1,270,000 |
| Net interest income | 1,317,000 | 2,681,000 | 4,104,000 | 5,570,000 |
| Noninterest income | 99,000 | 197,000 | 300,000 | 392,000 |
| Noninterest expense | 580,000 | 1,159,000 | 1,758,000 | 2,337,000 |
| Provision for loan losses | 121,000 | 243,000 | 365,000 | 486,000 |
| Pretax income | 715,000 | 1,476,000 | 2,308,000 | 3,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 715,000 | 1,476,000 | 2,308,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,976,000 | 14,178,000 | 15,019,000 | 15,241,000 |
| Total capital | 15,221,000 | 15,484,000 | 16,354,000 | 16,583,000 |
| Risk-weighted assets | 99,183,000 | 104,003,000 | 106,243,000 | 106,789,000 |