Call reports 2015
GRANT COUNTY STATE BANK — 2015
What GRANT COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 129,243,000 | 132,062,000 | 132,372,000 | 130,869,000 |
| Total loans | 105,835,000 | 109,602,000 | 106,271,000 | 111,205,000 |
| Allowance for loan losses | 1,361,000 | 1,435,000 | 1,515,000 | 1,636,000 |
| Securities available for sale | 7,536,000 | 7,359,000 | 7,052,000 | 7,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,048,000 | 113,794,000 | 113,297,000 | 111,895,000 |
| Interest-bearing deposits | 95,338,000 | 96,854,000 | 97,196,000 | 93,487,000 |
| Noninterest-bearing deposits | 15,710,000 | 16,940,000 | 16,101,000 | 18,408,000 |
| Equity capital | 12,880,000 | 12,919,000 | 13,606,000 | 13,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 3,007,000 | 4,539,000 | 6,093,000 |
| Interest expense | 265,000 | 556,000 | 850,000 | 1,140,000 |
| Net interest income | 1,217,000 | 2,451,000 | 3,689,000 | 4,953,000 |
| Noninterest income | 107,000 | 207,000 | 331,000 | 442,000 |
| Noninterest expense | 573,000 | 1,147,000 | 1,717,000 | 2,319,000 |
| Provision for loan losses | 121,000 | 243,000 | 364,000 | 486,000 |
| Pretax income | 661,000 | 1,299,000 | 1,970,000 | 2,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,299,000 | 1,970,000 | 2,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,381,000 | 12,512,000 | 13,191,000 | 13,335,000 |
| Total capital | 13,547,000 | 13,708,000 | 14,339,000 | 14,531,000 |
| Risk-weighted assets | 93,106,000 | 95,411,000 | 91,501,000 | 95,257,000 |