Call reports 2014
GRANT COUNTY STATE BANK — 2014
What GRANT COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 118,120,000 | 123,994,000 | 119,992,000 | 122,045,000 |
| Total loans | 86,410,000 | 94,564,000 | 96,532,000 | 99,440,000 |
| Allowance for loan losses | 1,193,000 | 1,037,000 | 1,171,000 | 1,284,000 |
| Securities available for sale | 15,435,000 | 15,064,000 | 10,515,000 | 10,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,774,000 | 112,215,000 | 107,476,000 | 109,629,000 |
| Interest-bearing deposits | 90,856,000 | 96,675,000 | 93,182,000 | 91,303,000 |
| Noninterest-bearing deposits | 15,918,000 | 15,540,000 | 14,294,000 | 18,326,000 |
| Equity capital | 11,074,000 | 11,489,000 | 12,119,000 | 12,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,650,000 | 4,035,000 | 5,466,000 |
| Interest expense | 249,000 | 496,000 | 755,000 | 1,013,000 |
| Net interest income | 1,030,000 | 2,154,000 | 3,280,000 | 4,453,000 |
| Noninterest income | 89,000 | 176,000 | 356,000 | 477,000 |
| Noninterest expense | 559,000 | 1,083,000 | 1,622,000 | 2,212,000 |
| Provision for loan losses | 76,000 | 153,000 | 305,000 | 456,000 |
| Pretax income | 490,000 | 1,100,000 | 1,661,000 | 2,215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 490,000 | 1,100,000 | 1,661,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,422,000 | 10,736,000 | 11,353,000 | 11,426,000 |
| Total capital | 11,365,000 | 11,759,000 | 12,395,000 | 12,498,000 |
| Risk-weighted assets | 75,203,000 | 81,855,000 | 83,244,000 | 85,550,000 |