Call reports 2013
GRANT COUNTY STATE BANK — 2013
What GRANT COUNTY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,607,000 | 111,182,000 | 111,201,000 | 116,503,000 |
| Total loans | 72,943,000 | 78,985,000 | 82,448,000 | 84,729,000 |
| Allowance for loan losses | 1,022,000 | 1,071,000 | 1,122,000 | 1,161,000 |
| Securities available for sale | 21,742,000 | 20,555,000 | 19,299,000 | 16,536,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,259,000 | 101,010,000 | 100,500,000 | 105,799,000 |
| Interest-bearing deposits | 90,246,000 | 85,552,000 | 85,252,000 | 89,392,000 |
| Noninterest-bearing deposits | 15,013,000 | 15,458,000 | 15,248,000 | 16,407,000 |
| Equity capital | 10,059,000 | 9,884,000 | 10,349,000 | 10,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,490,000 | 3,769,000 | 5,109,000 |
| Interest expense | 285,000 | 550,000 | 801,000 | 1,053,000 |
| Net interest income | 961,000 | 1,940,000 | 2,968,000 | 4,056,000 |
| Noninterest income | 84,000 | 175,000 | 274,000 | 374,000 |
| Noninterest expense | 588,000 | 1,131,000 | 1,681,000 | 2,216,000 |
| Provision for loan losses | 54,000 | 108,000 | 162,000 | 331,000 |
| Pretax income | 403,000 | 876,000 | 1,399,000 | 1,883,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 402,000 | 875,000 | 1,398,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,990,000 | 9,183,000 | 9,744,000 | 9,911,000 |
| Total capital | 9,823,000 | 10,071,000 | 10,668,000 | 10,853,000 |
| Risk-weighted assets | 66,483,000 | 70,868,000 | 73,682,000 | 75,202,000 |