Call reports 2012
GRANT COUNTY STATE BANK — 2012
What GRANT COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 96,432,000 | 94,227,000 | 95,959,000 | 116,377,000 |
| Total loans | 63,780,000 | 66,962,000 | 67,994,000 | 74,027,000 |
| Allowance for loan losses | 918,000 | 908,000 | 963,000 | 977,000 |
| Securities available for sale | 12,218,000 | 14,629,000 | 14,609,000 | 17,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,304,000 | 84,888,000 | 86,058,000 | 106,414,000 |
| Interest-bearing deposits | 74,544,000 | 73,478,000 | 75,538,000 | 89,600,000 |
| Noninterest-bearing deposits | 12,760,000 | 11,410,000 | 10,520,000 | 16,814,000 |
| Equity capital | 8,904,000 | 9,092,000 | 9,593,000 | 9,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,222,000 | 3,379,000 | 4,551,000 |
| Interest expense | 298,000 | 591,000 | 881,000 | 1,164,000 |
| Net interest income | 805,000 | 1,631,000 | 2,498,000 | 3,387,000 |
| Noninterest income | 97,000 | 175,000 | 244,000 | 326,000 |
| Noninterest expense | 453,000 | 877,000 | 1,312,000 | 1,779,000 |
| Provision for loan losses | 32,000 | 63,000 | 95,000 | 126,000 |
| Pretax income | 417,000 | 866,000 | 1,335,000 | 1,808,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 415,000 | 864,000 | 1,333,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,585,000 | 8,715,000 | 9,184,000 | 8,549,000 |
| Total capital | 9,291,000 | 9,468,000 | 9,947,000 | 9,389,000 |
| Risk-weighted assets | 56,224,000 | 60,111,000 | 60,858,000 | 67,091,000 |