Call reports 2011
GRANT COUNTY STATE BANK — 2011
What GRANT COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,627,000 | 86,466,000 | 88,643,000 | 90,027,000 |
| Total loans | 59,674,000 | 63,194,000 | 64,049,000 | 64,597,000 |
| Allowance for loan losses | 801,000 | 844,000 | 873,000 | 897,000 |
| Securities available for sale | 12,023,000 | 12,041,000 | 12,330,000 | 11,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,843,000 | 78,388,000 | 79,965,000 | 81,357,000 |
| Interest-bearing deposits | 69,600,000 | 69,521,000 | 70,187,000 | 71,999,000 |
| Noninterest-bearing deposits | 10,243,000 | 8,867,000 | 9,778,000 | 9,358,000 |
| Equity capital | 7,550,000 | 7,847,000 | 8,393,000 | 8,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,132,000 | 3,237,000 | 4,360,000 |
| Interest expense | 288,000 | 575,000 | 867,000 | 1,163,000 |
| Net interest income | 750,000 | 1,557,000 | 2,370,000 | 3,197,000 |
| Noninterest income | 94,000 | 173,000 | 255,000 | 327,000 |
| Noninterest expense | 453,000 | 889,000 | 1,304,000 | 1,732,000 |
| Provision for loan losses | 76,000 | 108,000 | 140,000 | 171,000 |
| Pretax income | 315,000 | 719,000 | 1,167,000 | 1,607,000 |
| Income tax | -11,000 | -11,000 | -11,000 | -11,000 |
| Net income | 326,000 | 730,000 | 1,178,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,452,000 | 7,624,000 | 8,072,000 | 8,170,000 |
| Total capital | 8,112,000 | 8,323,000 | 8,782,000 | 8,883,000 |
| Risk-weighted assets | 52,678,000 | 55,796,000 | 56,621,000 | 56,841,000 |