Call reports 2010
GRANT COUNTY STATE BANK — 2010
What GRANT COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,409,000 | 76,952,000 | 78,885,000 | 80,711,000 |
| Total loans | 49,943,000 | 57,277,000 | 57,070,000 | 56,564,000 |
| Allowance for loan losses | 657,000 | 691,000 | 797,000 | 896,000 |
| Securities available for sale | 8,549,000 | 10,461,000 | 9,416,000 | 10,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,014,000 | 69,462,000 | 70,985,000 | 73,376,000 |
| Interest-bearing deposits | 57,050,000 | 60,938,000 | 62,322,000 | 65,752,000 |
| Noninterest-bearing deposits | 7,964,000 | 8,524,000 | 8,663,000 | 7,624,000 |
| Equity capital | 6,902,000 | 7,001,000 | 7,335,000 | 7,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,860,000 | 2,880,000 | 3,894,000 |
| Interest expense | 263,000 | 528,000 | 812,000 | 1,101,000 |
| Net interest income | 636,000 | 1,332,000 | 2,068,000 | 2,793,000 |
| Noninterest income | 75,000 | 132,000 | 198,000 | 275,000 |
| Noninterest expense | 458,000 | 894,000 | 1,320,000 | 1,761,000 |
| Provision for loan losses | 60,000 | 120,000 | 226,000 | 332,000 |
| Pretax income | 228,000 | 485,000 | 752,000 | 1,007,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 228,000 | 480,000 | 747,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,818,000 | 6,881,000 | 7,148,000 | 7,126,000 |
| Total capital | 7,367,000 | 7,521,000 | 7,773,000 | 7,751,000 |
| Risk-weighted assets | 43,786,000 | 51,167,000 | 49,820,000 | 49,697,000 |