Call reports 2009
GRANT COUNTY STATE BANK — 2009
What GRANT COUNTY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,130,000 | 70,082,000 | 69,094,000 | 70,811,000 |
| Total loans | 47,180,000 | 48,626,000 | 50,081,000 | 48,847,000 |
| Allowance for loan losses | 513,000 | 521,000 | 562,000 | 585,000 |
| Securities available for sale | 5,651,000 | 5,503,000 | 6,188,000 | 7,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,133,000 | 63,059,000 | 61,656,000 | 63,665,000 |
| Interest-bearing deposits | 52,558,000 | 54,388,000 | 54,480,000 | 54,213,000 |
| Noninterest-bearing deposits | 6,575,000 | 8,671,000 | 7,176,000 | 9,452,000 |
| Equity capital | 6,486,000 | 6,476,000 | 6,814,000 | 6,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,805,000 | 2,735,000 | 3,641,000 |
| Interest expense | 290,000 | 581,000 | 863,000 | 1,126,000 |
| Net interest income | 615,000 | 1,224,000 | 1,872,000 | 2,515,000 |
| Noninterest income | 71,000 | 157,000 | 238,000 | 309,000 |
| Noninterest expense | 472,000 | 963,000 | 1,449,000 | 1,871,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 290,000 |
| Pretax income | 176,000 | 338,000 | 539,000 | 666,000 |
| Income tax | -2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 178,000 | 335,000 | 536,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,397,000 | 6,424,000 | 6,625,000 | 6,590,000 |
| Total capital | 6,910,000 | 6,945,000 | 7,187,000 | 7,143,000 |
| Risk-weighted assets | 41,554,000 | 43,944,000 | 44,598,000 | 44,186,000 |