Call reports 2008
GRANT COUNTY STATE BANK — 2008
What GRANT COUNTY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,094,000 | 63,283,000 | 62,469,000 | 63,227,000 |
| Total loans | 41,015,000 | 42,596,000 | 46,772,000 | 47,415,000 |
| Allowance for loan losses | 409,000 | 420,000 | 438,000 | 486,000 |
| Securities available for sale | 6,094,000 | 5,621,000 | 6,047,000 | 6,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,130,000 | 56,626,000 | 55,441,000 | 56,282,000 |
| Interest-bearing deposits | 49,318,000 | 49,727,000 | 49,185,000 | 49,017,000 |
| Noninterest-bearing deposits | 5,812,000 | 6,899,000 | 6,256,000 | 7,265,000 |
| Equity capital | 7,414,000 | 6,096,000 | 6,388,000 | 6,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,843,000 | 2,768,000 | 3,705,000 |
| Interest expense | 372,000 | 706,000 | 1,034,000 | 1,345,000 |
| Net interest income | 563,000 | 1,137,000 | 1,734,000 | 2,360,000 |
| Noninterest income | 86,000 | 159,000 | 247,000 | 330,000 |
| Noninterest expense | 458,000 | 908,000 | 1,369,000 | 1,941,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 113,000 |
| Pretax income | 178,000 | 363,000 | 566,000 | 649,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 178,000 | 362,000 | 565,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,329,000 | 6,172,000 | 6,376,000 | 6,322,000 |
| Total capital | 7,738,000 | 6,592,000 | 6,814,000 | 6,808,000 |
| Risk-weighted assets | 37,403,000 | 37,983,000 | 39,808,000 | 41,711,000 |