Call reports 2002
GRANT COUNTY STATE BANK — 2002
What GRANT COUNTY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,473,000 | 58,571,000 | 60,744,000 | 61,314,000 |
| Total loans | 35,748,000 | 36,729,000 | 36,539,000 | 36,209,000 |
| Allowance for loan losses | 357,000 | 364,000 | 372,000 | 360,000 |
| Securities available for sale | 12,514,000 | 13,832,000 | 14,173,000 | 14,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,196,000 | 51,022,000 | 52,891,000 | 53,514,000 |
| Interest-bearing deposits | 44,784,000 | 46,207,000 | 48,058,000 | 48,107,000 |
| Noninterest-bearing deposits | 5,412,000 | 4,815,000 | 4,833,000 | 5,407,000 |
| Equity capital | 5,842,000 | 6,086,000 | 6,272,000 | 6,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,875,000 | 2,824,000 | 3,761,000 |
| Interest expense | 435,000 | 839,000 | 1,242,000 | 1,627,000 |
| Net interest income | 503,000 | 1,036,000 | 1,582,000 | 2,134,000 |
| Noninterest income | 41,000 | 84,000 | 124,000 | 168,000 |
| Noninterest expense | 362,000 | 755,000 | 1,171,000 | 1,568,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 176,000 | 347,000 | 506,000 | 694,000 |
| Income tax | 66,000 | 126,000 | 183,000 | 245,000 |
| Net income | 110,000 | 221,000 | 323,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,802,000 | 5,876,000 | 5,978,000 | 6,081,000 |
| Total capital | 6,159,000 | 6,240,000 | 6,350,000 | 6,441,000 |
| Risk-weighted assets | 30,779,000 | 31,448,000 | 31,988,000 | 31,800,000 |