Call reports 2001
GRANT COUNTY STATE BANK — 2001
What GRANT COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,760,000 | 54,020,000 | 54,031,000 | 58,183,000 |
| Total loans | 35,009,000 | 35,305,000 | 36,422,000 | 36,162,000 |
| Allowance for loan losses | 353,000 | 357,000 | 369,000 | 353,000 |
| Securities available for sale | 8,080,000 | 8,852,000 | 9,798,000 | 12,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,695,000 | 46,924,000 | 46,633,000 | 50,969,000 |
| Interest-bearing deposits | 39,735,000 | 43,318,000 | 43,142,000 | 45,057,000 |
| Noninterest-bearing deposits | 3,960,000 | 3,606,000 | 3,491,000 | 5,912,000 |
| Equity capital | 5,613,000 | 5,667,000 | 5,872,000 | 5,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,900,000 | 2,875,000 | 3,867,000 |
| Interest expense | 484,000 | 990,000 | 1,491,000 | 1,968,000 |
| Net interest income | 458,000 | 910,000 | 1,384,000 | 1,899,000 |
| Noninterest income | 32,000 | 59,000 | 102,000 | 144,000 |
| Noninterest expense | 345,000 | 695,000 | 1,057,000 | 1,434,000 |
| Provision for loan losses | 14,000 | 27,000 | 39,000 | 49,000 |
| Pretax income | 142,000 | 274,000 | 422,000 | 594,000 |
| Income tax | 58,000 | 105,000 | 154,000 | 207,000 |
| Net income | 84,000 | 169,000 | 268,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,517,000 | 5,572,000 | 5,686,000 | 5,692,000 |
| Total capital | 5,870,000 | 5,929,000 | 6,055,000 | 6,045,000 |
| Risk-weighted assets | 29,169,000 | 30,377,000 | 31,051,000 | 31,389,000 |