Call reports 2010
NEVADA COMMERCE BANK — 2010
What NEVADA COMMERCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,621,000 | 193,527,000 | 166,699,000 | 144,949,000 |
| Total loans | 132,403,000 | 113,009,000 | 105,834,000 | 87,808,000 |
| Allowance for loan losses | 5,635,000 | 6,203,000 | 4,968,000 | 4,214,000 |
| Securities available for sale | 26,645,000 | 22,603,000 | 10,782,000 | 11,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,739,000 | 169,249,000 | 154,819,000 | 136,429,000 |
| Interest-bearing deposits | 166,633,000 | 167,347,000 | 150,791,000 | 132,399,000 |
| Noninterest-bearing deposits | 4,106,000 | 1,902,000 | 4,028,000 | 4,030,000 |
| Equity capital | 8,618,000 | 6,923,000 | 6,011,000 | 3,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,834,000 | 5,314,000 | 6,678,000 |
| Interest expense | 875,000 | 1,690,000 | 2,413,000 | 2,906,000 |
| Net interest income | 1,016,000 | 2,144,000 | 2,901,000 | 3,772,000 |
| Noninterest income | 83,000 | 285,000 | 600,000 | 172,000 |
| Noninterest expense | 1,638,000 | 3,638,000 | 5,433,000 | 7,531,000 |
| Provision for loan losses | -181,000 | 1,312,000 | 1,424,000 | 2,274,000 |
| Pretax income | -358,000 | -2,349,000 | -2,912,000 | -5,417,000 |
| Income tax | -6,000 | -6,000 | -6,000 | -8,000 |
| Net income | -352,000 | -2,343,000 | -2,906,000 | -5,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,560,000 | 6,569,000 | 6,005,000 | 3,503,000 |
| Total capital | 10,318,000 | 8,172,000 | 7,544,000 | 4,906,000 |
| Risk-weighted assets | 136,586,000 | 123,419,000 | 119,548,000 | 109,277,000 |