Call reports 2009
NEVADA COMMERCE BANK — 2009
What NEVADA COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 201,839,000 | 216,617,000 | 223,628,000 | 214,767,000 |
| Total loans | 132,748,000 | 136,285,000 | 133,293,000 | 128,181,000 |
| Allowance for loan losses | 2,621,000 | 3,417,000 | 3,459,000 | 5,951,000 |
| Securities available for sale | 28,452,000 | 60,343,000 | 34,032,000 | 27,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,143,000 | 187,711,000 | 195,229,000 | 191,286,000 |
| Interest-bearing deposits | 171,460,000 | 181,343,000 | 188,193,000 | 183,059,000 |
| Noninterest-bearing deposits | 6,683,000 | 6,368,000 | 7,036,000 | 8,227,000 |
| Equity capital | 14,714,000 | 13,840,000 | 13,179,000 | 8,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,833,000 | 7,319,000 | 9,384,000 |
| Interest expense | 959,000 | 1,996,000 | 3,162,000 | 4,193,000 |
| Net interest income | 1,470,000 | 2,837,000 | 4,157,000 | 5,191,000 |
| Noninterest income | 195,000 | 487,000 | 852,000 | 1,402,000 |
| Noninterest expense | 1,988,000 | 3,908,000 | 6,199,000 | 8,806,000 |
| Provision for loan losses | 415,000 | 1,681,000 | 2,190,000 | 5,758,000 |
| Pretax income | -566,000 | -1,924,000 | -3,040,000 | -7,211,000 |
| Income tax | 0 | 0 | 0 | -556,000 |
| Net income | -566,000 | -1,924,000 | -3,040,000 | -6,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,282,000 | 13,644,000 | 12,528,000 | 8,912,000 |
| Total capital | 16,125,000 | 15,465,000 | 14,321,000 | 10,650,000 |
| Risk-weighted assets | 146,505,000 | 146,257,000 | 141,011,000 | 134,774,000 |