Call reports 2007
NEVADA COMMERCE BANK — 2007
What NEVADA COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,853,000 | 135,825,000 | 145,650,000 | 141,048,000 |
| Total loans | 91,590,000 | 96,018,000 | 95,884,000 | 103,300,000 |
| Allowance for loan losses | 985,000 | 1,005,000 | 972,000 | 1,057,000 |
| Securities available for sale | 28,172,000 | 25,722,000 | 29,212,000 | 31,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,335,000 | 116,908,000 | 111,910,000 | 101,371,000 |
| Interest-bearing deposits | 89,080,000 | 108,310,000 | 102,761,000 | 96,718,000 |
| Noninterest-bearing deposits | 30,254,000 | 8,598,000 | 9,149,000 | 4,653,000 |
| Equity capital | 17,754,000 | 17,854,000 | 18,401,000 | 18,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 5,010,000 | 7,649,000 | 10,024,000 |
| Interest expense | 768,000 | 1,534,000 | 2,468,000 | 3,380,000 |
| Net interest income | 1,724,000 | 3,476,000 | 5,181,000 | 6,644,000 |
| Noninterest income | 22,000 | 108,000 | 130,000 | 155,000 |
| Noninterest expense | 1,130,000 | 2,237,000 | 3,577,000 | 4,757,000 |
| Provision for loan losses | 90,000 | 110,000 | 120,000 | 205,000 |
| Pretax income | 526,000 | 1,165,000 | 1,539,000 | 1,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 1,165,000 | 1,539,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,074,000 | 18,236,000 | 18,372,000 | 18,348,000 |
| Total capital | 19,059,000 | 19,241,000 | 19,344,000 | 19,513,000 |
| Risk-weighted assets | 102,647,000 | 102,840,000 | 105,504,000 | 103,447,000 |