Call reports 2006
NEVADA COMMERCE BANK — 2006
What NEVADA COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 146,948,000 | 123,427,000 | 129,285,000 | 148,852,000 |
| Total loans | 71,364,000 | 78,659,000 | 81,441,000 | 82,857,000 |
| Allowance for loan losses | 754,000 | 890,000 | 849,000 | 958,000 |
| Securities available for sale | 34,904,000 | 33,597,000 | 32,155,000 | 31,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,537,000 | 111,449,000 | 116,459,000 | 134,778,000 |
| Interest-bearing deposits | 71,413,000 | 72,271,000 | 74,348,000 | 83,201,000 |
| Noninterest-bearing deposits | 64,124,000 | 39,178,000 | 42,111,000 | 51,577,000 |
| Equity capital | 11,027,000 | 11,374,000 | 11,886,000 | 13,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,216,000 | 6,596,000 | 9,017,000 |
| Interest expense | 357,000 | 824,000 | 1,471,000 | 2,196,000 |
| Net interest income | 1,639,000 | 3,392,000 | 5,125,000 | 6,821,000 |
| Noninterest income | 29,000 | 53,000 | 84,000 | 105,000 |
| Noninterest expense | 1,164,000 | 2,319,000 | 3,395,000 | 4,145,000 |
| Provision for loan losses | 45,000 | 180,000 | 200,000 | 310,000 |
| Pretax income | 459,000 | 946,000 | 1,614,000 | 2,307,000 |
| Income tax | 0 | 0 | -9,000 | -48,000 |
| Net income | 459,000 | 946,000 | 1,623,000 | 2,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,049,000 | 12,536,000 | 12,719,000 | 13,452,000 |
| Total capital | 12,803,000 | 13,426,000 | 13,568,000 | 14,410,000 |
| Risk-weighted assets | 88,527,000 | 89,509,000 | 92,824,000 | 97,296,000 |