Call reports 2003
NEVADA COMMERCE BANK — 2003
What NEVADA COMMERCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 72,052,000 | 81,643,000 | 85,138,000 | 88,319,000 |
| Total loans | 31,175,000 | 31,818,000 | 37,691,000 | 33,912,000 |
| Allowance for loan losses | 270,000 | 270,000 | 285,000 | 320,000 |
| Securities available for sale | 21,022,000 | 23,239,000 | 27,660,000 | 25,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,837,000 | 75,248,000 | 79,151,000 | 82,015,000 |
| Interest-bearing deposits | 49,034,000 | 53,304,000 | 55,097,000 | 58,321,000 |
| Noninterest-bearing deposits | 16,803,000 | 21,944,000 | 24,054,000 | 23,694,000 |
| Equity capital | 6,096,000 | 6,221,000 | 5,836,000 | 6,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,534,000 | 2,379,000 | 3,306,000 |
| Interest expense | 166,000 | 338,000 | 509,000 | 670,000 |
| Net interest income | 585,000 | 1,196,000 | 1,870,000 | 2,636,000 |
| Noninterest income | 36,000 | 71,000 | 108,000 | 147,000 |
| Noninterest expense | 611,000 | 1,175,000 | 1,756,000 | 2,404,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 65,000 |
| Pretax income | 16,000 | 98,000 | 213,000 | 320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 98,000 | 213,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,998,000 | 6,079,000 | 6,195,000 | 6,302,000 |
| Total capital | 6,268,000 | 6,349,000 | 6,480,000 | 6,622,000 |
| Risk-weighted assets | 42,433,000 | 45,395,000 | 50,733,000 | 48,395,000 |