Call reports 2002
NEVADA COMMERCE BANK — 2002
What NEVADA COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,700,000 | 55,144,000 | 61,214,000 | 68,495,000 |
| Total loans | 15,901,000 | 19,354,000 | 24,824,000 | 28,439,000 |
| Allowance for loan losses | 247,000 | 239,000 | 239,000 | 270,000 |
| Securities available for sale | 20,876,000 | 21,741,000 | 21,859,000 | 31,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,702,000 | 48,919,000 | 55,007,000 | 62,107,000 |
| Interest-bearing deposits | 37,326,000 | 35,272,000 | 39,706,000 | 45,715,000 |
| Noninterest-bearing deposits | 11,376,000 | 13,647,000 | 15,301,000 | 16,392,000 |
| Equity capital | 5,911,000 | 6,180,000 | 6,142,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,270,000 | 1,972,000 | 2,726,000 |
| Interest expense | 122,000 | 259,000 | 418,000 | 591,000 |
| Net interest income | 462,000 | 1,011,000 | 1,554,000 | 2,135,000 |
| Noninterest income | 15,000 | 35,000 | 56,000 | 66,000 |
| Noninterest expense | 422,000 | 936,000 | 1,492,000 | 2,039,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 36,000 |
| Pretax income | 49,000 | 104,000 | 112,000 | 126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 104,000 | 112,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,905,000 | 5,960,000 | 5,968,000 | 5,982,000 |
| Total capital | 6,152,000 | 6,199,000 | 6,207,000 | 6,252,000 |
| Risk-weighted assets | 26,564,000 | 29,535,000 | 35,107,000 | 39,337,000 |