Call reports 2001
NEVADA COMMERCE BANK — 2001
What NEVADA COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,780,000 | 40,187,000 | 42,024,000 | 48,943,000 |
| Total loans | 9,057,000 | 11,296,000 | 13,311,000 | 16,434,000 |
| Allowance for loan losses | 141,000 | 161,000 | 171,000 | 241,000 |
| Securities available for sale | 8,495,000 | 11,511,000 | 13,597,000 | 16,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,499,000 | 33,952,000 | 35,770,000 | 42,827,000 |
| Interest-bearing deposits | 16,816,000 | 25,407,000 | 25,711,000 | 32,542,000 |
| Noninterest-bearing deposits | 5,683,000 | 8,545,000 | 10,059,000 | 10,285,000 |
| Equity capital | 6,246,000 | 6,191,000 | 6,182,000 | 6,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 981,000 | 1,535,000 | 2,107,000 |
| Interest expense | 174,000 | 334,000 | 495,000 | 612,000 |
| Net interest income | 294,000 | 647,000 | 1,040,000 | 1,495,000 |
| Noninterest income | 9,000 | 25,000 | 38,000 | 53,000 |
| Noninterest expense | 340,000 | 751,000 | 1,208,000 | 1,695,000 |
| Provision for loan losses | 60,000 | 80,000 | 90,000 | 160,000 |
| Pretax income | -97,000 | -159,000 | -220,000 | -307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -97,000 | -159,000 | -220,000 | -307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,065,000 | 6,004,000 | 5,942,000 | 5,856,000 |
| Total capital | 6,206,000 | 6,165,000 | 6,113,000 | 6,097,000 |
| Risk-weighted assets | 14,530,000 | 18,760,000 | 20,944,000 | 25,391,000 |