Call reports 2025
DEERWOOD BANK — 2025
What DEERWOOD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,175,271,000 | 1,237,509,000 | 1,369,523,000 | 1,428,434,000 |
| Total loans | 890,721,000 | 924,983,000 | 917,029,000 | 936,192,000 |
| Allowance for loan losses | 6,836,000 | 7,365,000 | 7,824,000 | 7,850,000 |
| Securities available for sale | 146,655,000 | 140,200,000 | 137,873,000 | 176,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,053,726,000 | 1,111,870,000 | 1,241,025,000 | 1,294,865,000 |
| Interest-bearing deposits | 773,003,000 | 830,500,000 | 949,791,000 | 1,008,678,000 |
| Noninterest-bearing deposits | 280,723,000 | 281,370,000 | 291,234,000 | 286,186,000 |
| Equity capital | 118,098,000 | 121,846,000 | 125,962,000 | 129,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,691,000 | 32,187,000 | 50,637,000 | 70,387,000 |
| Interest expense | 3,610,000 | 7,130,000 | 11,852,000 | 16,976,000 |
| Net interest income | 12,081,000 | 25,057,000 | 38,785,000 | 53,411,000 |
| Noninterest income | 1,106,000 | 2,735,000 | 4,207,000 | 5,621,000 |
| Noninterest expense | 8,063,000 | 16,572,000 | 24,671,000 | 35,300,000 |
| Provision for loan losses | 607,000 | 1,168,000 | 1,659,000 | 1,786,000 |
| Pretax income | 4,518,000 | 10,065,000 | 16,521,000 | 21,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,518,000 | 10,065,000 | 16,521,000 | 21,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,737,000 | 107,907,000 | 111,324,000 | 114,377,000 |
| Total capital | 111,767,000 | 115,454,000 | 119,484,000 | 122,574,000 |
| Risk-weighted assets | 910,159,000 | 961,530,000 | 1,013,190,000 | 1,046,326,000 |