Call reports 2022
DEERWOOD BANK — 2022
What DEERWOOD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,053,376,000 | 1,019,589,000 | 1,062,810,000 | 1,037,836,000 |
| Total loans | 630,532,000 | 665,176,000 | 679,516,000 | 684,558,000 |
| Allowance for loan losses | 5,849,000 | 5,661,000 | 5,370,000 | 5,141,000 |
| Securities available for sale | 254,021,000 | 287,911,000 | 280,601,000 | 280,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 961,703,000 | 925,876,000 | 969,312,000 | 926,126,000 |
| Interest-bearing deposits | 643,777,000 | 610,936,000 | 634,057,000 | 620,938,000 |
| Noninterest-bearing deposits | 317,926,000 | 314,940,000 | 335,255,000 | 305,188,000 |
| Equity capital | 89,283,000 | 88,903,000 | 88,295,000 | 92,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,588,000 | 15,921,000 | 25,376,000 | 35,902,000 |
| Interest expense | 194,000 | 378,000 | 578,000 | 1,231,000 |
| Net interest income | 7,394,000 | 15,543,000 | 24,798,000 | 34,671,000 |
| Noninterest income | 1,363,000 | 2,930,000 | 4,217,000 | 5,051,000 |
| Noninterest expense | 7,293,000 | 13,305,000 | 19,183,000 | 25,078,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 175,000 |
| Pretax income | 1,364,000 | 5,068,000 | 9,732,000 | 14,469,000 |
| Income tax | 341,000 | 1,430,000 | 2,679,000 | 4,070,000 |
| Net income | 1,023,000 | 3,638,000 | 7,053,000 | 10,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,273,000 | 86,490,000 | 90,075,000 | 93,592,000 |
| Total capital | 90,122,000 | 92,151,000 | 95,445,000 | 98,733,000 |
| Risk-weighted assets | 636,366,000 | 659,211,000 | 612,973,000 | 660,090,000 |