Call reports 2019
DEERWOOD BANK — 2019
What DEERWOOD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 712,969,000 | 693,463,000 | 722,718,000 | 719,021,000 |
| Total loans | 537,351,000 | 549,291,000 | 546,155,000 | 557,376,000 |
| Allowance for loan losses | 2,291,000 | 2,596,000 | 2,591,000 | 2,860,000 |
| Securities available for sale | 63,617,000 | 55,894,000 | 57,937,000 | 43,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,831,000 | 609,057,000 | 642,862,000 | 636,636,000 |
| Interest-bearing deposits | 474,197,000 | 442,948,000 | 456,056,000 | 454,977,000 |
| Noninterest-bearing deposits | 162,634,000 | 166,109,000 | 186,806,000 | 181,659,000 |
| Equity capital | 74,641,000 | 72,361,000 | 74,917,000 | 76,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,112,000 | 16,361,000 | 24,676,000 | 32,655,000 |
| Interest expense | 655,000 | 1,322,000 | 1,987,000 | 2,559,000 |
| Net interest income | 7,457,000 | 15,039,000 | 22,689,000 | 30,096,000 |
| Noninterest income | 1,165,000 | 2,270,000 | 3,620,000 | 4,929,000 |
| Noninterest expense | 5,344,000 | 10,601,000 | 16,114,000 | 22,062,000 |
| Provision for loan losses | 120,000 | 430,000 | 430,000 | 780,000 |
| Pretax income | 3,158,000 | 6,316,000 | 9,803,000 | 12,221,000 |
| Income tax | 839,000 | 1,920,000 | 2,881,000 | 3,389,000 |
| Net income | 2,319,000 | 4,396,000 | 6,922,000 | 8,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,595,000 | 56,501,000 | 59,314,000 | 61,707,000 |
| Total capital | 60,886,000 | 59,097,000 | 61,905,000 | 64,567,000 |
| Risk-weighted assets | 527,535,000 | 540,542,000 | 542,489,000 | 551,525,000 |