Call reports 2018
DEERWOOD BANK — 2018
What DEERWOOD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 495,220,000 | 699,882,000 | 687,910,000 | 713,817,000 |
| Total loans | 391,861,000 | 539,164,000 | 540,305,000 | 533,555,000 |
| Allowance for loan losses | 2,159,000 | 2,096,000 | 2,102,000 | 2,130,000 |
| Securities available for sale | 38,401,000 | 39,934,000 | 51,846,000 | 49,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,193,000 | 612,333,000 | 613,291,000 | 639,732,000 |
| Interest-bearing deposits | 298,579,000 | 428,779,000 | 434,421,000 | 461,741,000 |
| Noninterest-bearing deposits | 123,614,000 | 183,554,000 | 178,870,000 | 177,991,000 |
| Equity capital | 61,529,000 | 76,014,000 | 73,315,000 | 72,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,470,000 | 13,136,000 | 21,325,000 | 29,396,000 |
| Interest expense | 192,000 | 506,000 | 1,004,000 | 1,621,000 |
| Net interest income | 5,278,000 | 12,630,000 | 20,321,000 | 27,775,000 |
| Noninterest income | 1,012,000 | 2,037,000 | 3,128,000 | 4,176,000 |
| Noninterest expense | 4,206,000 | 9,054,000 | 14,339,000 | 20,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 2,084,000 | 5,613,000 | 9,110,000 | 11,449,000 |
| Income tax | 990,000 | 1,958,000 | 3,095,000 | 3,748,000 |
| Net income | 1,094,000 | 3,655,000 | 6,015,000 | 7,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,597,000 | 59,363,000 | 56,996,000 | 55,988,000 |
| Total capital | 59,756,000 | 61,459,000 | 59,098,000 | 58,118,000 |
| Risk-weighted assets | 401,174,000 | 539,456,000 | 545,242,000 | 535,640,000 |