Call reports 2017
DEERWOOD BANK — 2017
What DEERWOOD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 471,669,000 | 483,806,000 | 500,655,000 | 504,544,000 |
| Total loans | 359,550,000 | 370,121,000 | 384,694,000 | 387,982,000 |
| Allowance for loan losses | 2,110,000 | 2,115,000 | 2,138,000 | 2,158,000 |
| Securities available for sale | 36,363,000 | 45,621,000 | 41,138,000 | 39,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,900,000 | 413,070,000 | 429,678,000 | 432,914,000 |
| Interest-bearing deposits | 289,468,000 | 291,049,000 | 295,897,000 | 302,407,000 |
| Noninterest-bearing deposits | 121,432,000 | 122,021,000 | 133,781,000 | 130,507,000 |
| Equity capital | 58,190,000 | 58,675,000 | 60,152,000 | 60,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,523,000 | 9,389,000 | 14,720,000 | 20,078,000 |
| Interest expense | 116,000 | 244,000 | 403,000 | 560,000 |
| Net interest income | 4,407,000 | 9,145,000 | 14,317,000 | 19,518,000 |
| Noninterest income | 847,000 | 1,895,000 | 2,956,000 | 3,756,000 |
| Noninterest expense | 3,751,000 | 7,397,000 | 11,148,000 | 15,160,000 |
| Provision for loan losses | 150,000 | 300,000 | 325,000 | 375,000 |
| Pretax income | 1,353,000 | 3,343,000 | 5,809,000 | 7,547,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 10,000 |
| Net income | 1,350,000 | 3,337,000 | 5,801,000 | 7,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,641,000 | 54,196,000 | 55,834,000 | 56,420,000 |
| Total capital | 55,751,000 | 56,311,000 | 57,972,000 | 58,578,000 |
| Risk-weighted assets | 375,055,000 | 373,447,000 | 396,902,000 | 403,323,000 |