Call reports 2016
DEERWOOD BANK — 2016
What DEERWOOD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 497,370,000 | 469,164,000 | 505,286,000 | 477,650,000 |
| Total loans | 356,386,000 | 363,688,000 | 365,204,000 | 360,894,000 |
| Allowance for loan losses | 1,338,000 | 1,298,000 | 1,403,000 | 1,861,000 |
| Securities available for sale | 72,059,000 | 30,173,000 | 25,937,000 | 37,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,632,000 | 404,569,000 | 435,807,000 | 417,485,000 |
| Interest-bearing deposits | 316,524,000 | 295,463,000 | 306,614,000 | 285,505,000 |
| Noninterest-bearing deposits | 117,108,000 | 109,106,000 | 129,193,000 | 131,980,000 |
| Equity capital | 55,936,000 | 57,143,000 | 59,162,000 | 56,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,944,000 | 9,926,000 | 15,477,000 | 20,245,000 |
| Interest expense | 201,000 | 378,000 | 552,000 | 701,000 |
| Net interest income | 4,743,000 | 9,548,000 | 14,925,000 | 19,544,000 |
| Noninterest income | 1,530,000 | 3,237,000 | 4,224,000 | 8,940,000 |
| Noninterest expense | 5,226,000 | 9,494,000 | 13,711,000 | 17,954,000 |
| Provision for loan losses | 40,000 | 40,000 | 140,000 | 40,000 |
| Pretax income | 1,007,000 | 3,691,000 | 5,738,000 | 10,930,000 |
| Income tax | 0 | 10,000 | 13,000 | 15,000 |
| Net income | 1,007,000 | 3,681,000 | 5,725,000 | 10,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,456,000 | 52,297,000 | 54,411,000 | 52,743,000 |
| Total capital | 51,794,000 | 53,595,000 | 55,814,000 | 54,604,000 |
| Risk-weighted assets | 360,957,000 | 360,607,000 | 391,489,000 | 377,223,000 |