Call reports 2015
DEERWOOD BANK — 2015
What DEERWOOD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 270,633,000 | 568,838,000 | 527,438,000 | 523,692,000 |
| Total loans | 200,748,000 | 367,455,000 | 356,125,000 | 359,089,000 |
| Allowance for loan losses | 1,887,000 | 1,788,000 | 1,781,000 | 1,304,000 |
| Securities available for sale | 16,724,000 | 75,685,000 | 74,563,000 | 72,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,604,000 | 504,029,000 | 465,696,000 | 462,053,000 |
| Interest-bearing deposits | 155,118,000 | 331,919,000 | 335,306,000 | 341,218,000 |
| Noninterest-bearing deposits | 73,486,000 | 172,110,000 | 130,390,000 | 120,835,000 |
| Equity capital | 35,105,000 | 55,284,000 | 53,496,000 | 54,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,563,000 | 5,567,000 | 10,592,000 | 15,482,000 |
| Interest expense | 93,000 | 210,000 | 432,000 | 647,000 |
| Net interest income | 2,470,000 | 5,357,000 | 10,160,000 | 14,835,000 |
| Noninterest income | 660,000 | 16,324,000 | 16,401,000 | 17,996,000 |
| Noninterest expense | 2,356,000 | 4,815,000 | 9,344,000 | 14,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 774,000 | 16,771,000 | 17,151,000 | 18,614,000 |
| Income tax | 0 | 20,000 | 20,000 | -18,000 |
| Net income | 774,000 | 16,751,000 | 17,131,000 | 18,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,382,000 | 50,393,000 | 48,673,000 | 50,175,000 |
| Total capital | 34,269,000 | 52,181,000 | 50,454,000 | 51,479,000 |
| Risk-weighted assets | 199,079,000 | 406,932,000 | 364,971,000 | 366,658,000 |