Call reports 2014
DEERWOOD BANK — 2014
What DEERWOOD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 255,503,000 | 250,429,000 | 264,232,000 | 263,316,000 |
| Total loans | 181,649,000 | 182,353,000 | 188,747,000 | 193,301,000 |
| Allowance for loan losses | 1,851,000 | 1,731,000 | 1,659,000 | 1,662,000 |
| Securities available for sale | 19,809,000 | 13,765,000 | 19,183,000 | 17,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,859,000 | 211,962,000 | 225,211,000 | 222,193,000 |
| Interest-bearing deposits | 155,190,000 | 149,721,000 | 153,007,000 | 151,031,000 |
| Noninterest-bearing deposits | 62,669,000 | 62,241,000 | 72,204,000 | 71,162,000 |
| Equity capital | 30,224,000 | 31,538,000 | 32,007,000 | 34,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,621,000 | 7,048,000 | 9,527,000 |
| Interest expense | 105,000 | 207,000 | 306,000 | 403,000 |
| Net interest income | 2,182,000 | 4,414,000 | 6,742,000 | 9,124,000 |
| Noninterest income | 577,000 | 1,704,000 | 2,310,000 | 3,153,000 |
| Noninterest expense | 2,181,000 | 4,296,000 | 6,309,000 | 8,623,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 105,000 |
| Pretax income | 578,000 | 1,892,000 | 2,708,000 | 3,619,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 577,000 | 1,890,000 | 2,704,000 | 3,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,305,000 | 28,661,000 | 29,169,000 | 31,331,000 |
| Total capital | 29,156,000 | 30,392,000 | 30,828,000 | 32,993,000 |
| Risk-weighted assets | 185,853,000 | 184,400,000 | 189,245,000 | 195,366,000 |