Call reports 2013
DEERWOOD BANK — 2013
What DEERWOOD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 260,438,000 | 251,148,000 | 259,459,000 | 259,861,000 |
| Total loans | 169,383,000 | 172,168,000 | 172,502,000 | 184,528,000 |
| Allowance for loan losses | 2,236,000 | 2,258,000 | 1,923,000 | 1,847,000 |
| Securities available for sale | 25,755,000 | 24,839,000 | 20,839,000 | 19,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,961,000 | 214,696,000 | 222,629,000 | 222,996,000 |
| Interest-bearing deposits | 165,003,000 | 155,106,000 | 158,157,000 | 152,927,000 |
| Noninterest-bearing deposits | 57,958,000 | 59,590,000 | 64,472,000 | 70,069,000 |
| Equity capital | 30,158,000 | 29,228,000 | 29,411,000 | 29,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,592,000 | 6,916,000 | 9,240,000 |
| Interest expense | 142,000 | 271,000 | 398,000 | 511,000 |
| Net interest income | 2,118,000 | 4,321,000 | 6,518,000 | 8,729,000 |
| Noninterest income | 791,000 | 1,586,000 | 2,398,000 | 2,979,000 |
| Noninterest expense | 2,181,000 | 4,357,000 | 6,811,000 | 9,373,000 |
| Provision for loan losses | 94,000 | 133,000 | 133,000 | 133,000 |
| Pretax income | 634,000 | 1,417,000 | 1,972,000 | 2,202,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 633,000 | 1,415,000 | 1,968,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,822,000 | 26,167,000 | 26,434,000 | 26,682,000 |
| Total capital | 29,058,000 | 28,425,000 | 28,357,000 | 28,529,000 |
| Risk-weighted assets | 190,016,000 | 184,781,000 | 183,017,000 | 190,822,000 |