Call reports 2012
DEERWOOD BANK — 2012
What DEERWOOD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 222,039,000 | 228,047,000 | 239,941,000 | 260,296,000 |
| Total loans | 154,432,000 | 158,769,000 | 165,250,000 | 165,256,000 |
| Allowance for loan losses | 1,924,000 | 2,026,000 | 2,052,000 | 2,151,000 |
| Securities available for sale | 33,780,000 | 30,638,000 | 27,445,000 | 23,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,935,000 | 192,183,000 | 203,303,000 | 223,483,000 |
| Interest-bearing deposits | 141,075,000 | 140,076,000 | 150,731,000 | 165,269,000 |
| Noninterest-bearing deposits | 45,860,000 | 52,107,000 | 52,572,000 | 58,214,000 |
| Equity capital | 27,433,000 | 28,157,000 | 28,904,000 | 29,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,687,000 | 7,021,000 | 9,317,000 |
| Interest expense | 200,000 | 383,000 | 557,000 | 721,000 |
| Net interest income | 2,141,000 | 4,304,000 | 6,464,000 | 8,596,000 |
| Noninterest income | 705,000 | 1,607,000 | 2,638,000 | 3,735,000 |
| Noninterest expense | 2,125,000 | 4,318,000 | 6,575,000 | 8,926,000 |
| Provision for loan losses | 125,000 | 250,000 | 443,000 | 568,000 |
| Pretax income | 596,000 | 1,337,000 | 2,088,000 | 2,841,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 595,000 | 1,334,000 | 2,084,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,687,000 | 24,493,000 | 25,304,000 | 26,123,000 |
| Total capital | 25,611,000 | 26,519,000 | 27,356,000 | 28,274,000 |
| Risk-weighted assets | 172,824,000 | 174,777,000 | 183,605,000 | 185,785,000 |