Call reports 2011
DEERWOOD BANK — 2011
What DEERWOOD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 231,185,000 | 232,337,000 | 230,864,000 | 230,075,000 |
| Total loans | 165,393,000 | 162,374,000 | 160,437,000 | 154,792,000 |
| Allowance for loan losses | 2,290,000 | 2,422,000 | 2,440,000 | 1,810,000 |
| Securities available for sale | 21,626,000 | 19,509,000 | 27,171,000 | 31,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,285,000 | 189,631,000 | 195,544,000 | 194,458,000 |
| Interest-bearing deposits | 151,665,000 | 148,916,000 | 151,275,000 | 150,465,000 |
| Noninterest-bearing deposits | 36,620,000 | 40,715,000 | 44,269,000 | 43,993,000 |
| Equity capital | 27,170,000 | 26,688,000 | 26,858,000 | 26,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,607,000 | 5,165,000 | 7,694,000 | 10,124,000 |
| Interest expense | 382,000 | 734,000 | 1,034,000 | 1,268,000 |
| Net interest income | 2,225,000 | 4,431,000 | 6,660,000 | 8,856,000 |
| Noninterest income | 638,000 | 1,414,000 | 2,092,000 | 3,182,000 |
| Noninterest expense | 2,141,000 | 4,194,000 | 6,669,000 | 8,948,000 |
| Provision for loan losses | 183,000 | 267,000 | 350,000 | 1,075,000 |
| Pretax income | 504,000 | 1,314,000 | 1,663,000 | 1,945,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 5,000 |
| Net income | 503,000 | 1,311,000 | 1,660,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,269,000 | 22,767,000 | 22,932,000 | 23,027,000 |
| Total capital | 25,456,000 | 24,901,000 | 25,120,000 | 24,837,000 |
| Risk-weighted assets | 174,824,000 | 170,492,000 | 176,332,000 | 175,133,000 |