Call reports 2010
DEERWOOD BANK — 2010
What DEERWOOD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 233,171,000 | 233,218,000 | 240,051,000 | 234,905,000 |
| Total loans | 184,630,000 | 179,006,000 | 174,171,000 | 176,984,000 |
| Allowance for loan losses | 2,610,000 | 2,584,000 | 2,708,000 | 2,362,000 |
| Securities available for sale | 12,571,000 | 12,825,000 | 15,886,000 | 18,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,548,000 | 189,847,000 | 196,130,000 | 191,230,000 |
| Interest-bearing deposits | 152,571,000 | 154,577,000 | 157,053,000 | 153,999,000 |
| Noninterest-bearing deposits | 37,977,000 | 35,270,000 | 39,077,000 | 37,231,000 |
| Equity capital | 24,995,000 | 25,645,000 | 25,748,000 | 26,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,840,000 | 5,634,000 | 8,427,000 | 11,194,000 |
| Interest expense | 543,000 | 1,050,000 | 1,531,000 | 1,972,000 |
| Net interest income | 2,297,000 | 4,584,000 | 6,896,000 | 9,222,000 |
| Noninterest income | 505,000 | 1,337,000 | 2,171,000 | 3,318,000 |
| Noninterest expense | 2,122,000 | 4,325,000 | 6,850,000 | 9,197,000 |
| Provision for loan losses | 300,000 | 540,000 | 1,000,000 | 1,000,000 |
| Pretax income | 380,000 | 1,056,000 | 1,211,000 | 2,337,000 |
| Income tax | 0 | 2,000 | 3,000 | 5,000 |
| Net income | 380,000 | 1,054,000 | 1,208,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,507,000 | 21,295,000 | 21,479,000 | 22,686,000 |
| Total capital | 22,955,000 | 23,640,000 | 23,806,000 | 24,980,000 |
| Risk-weighted assets | 195,669,000 | 191,128,000 | 185,752,000 | 183,443,000 |